The Randomness of Global Equity Returns

Investment

Wonder if you’re missing out on the next big investment opportunity? Wish your investment portfolio would feel more stable? Do you currently hold assets only within the United States? If you answered “yes” to any of the above questions, “The Randomness of Global Equity Returns” may be of interest to you. This piece explores: how investors […]

Cash Flow Killers, Part 2: I Hate Admitting When I’m Lost

I hate admitting when I’m lost. On June 13, 2014, six hardworking guys put our seventeen-foot canoes into the chilly waters of Basswood Lake for five days of restoration, exploration, and memory-making, but our trip didn’t start out exactly as we planned. Basswood Lake is in heart of the Boundary Waters Canoe Area (BWCA), a […]

Cash Flow Killers, Part 1: A Confession from a Financial Planner

Cash Flow Killers, Financial Planner

“Where is our money going?? How is it possible that I’m a financial planner, I can make a good living, and I still feel completely stressed out about money?” Almost exactly 10 years ago, I realized that I didn’t have a good handle on my family’s cash flow management. The realization was hard to admit; […]

The Retirement Mindgame

Minnesota Retirement Mindgame image

What kind of retirement do you think you’ll have? Qualitatively speaking, what if the success or failure of your retirement begins with your perception of retirement? A whole field of study has emerged on the psychology of saving, spending, and investing: behavioral finance. Since retirement saving is a behavior (and since other behaviors influence it), […]